Pensions and Retirement Planning
We look after the interests of a wide range of pension clients, and can provide professional advice and recommendations for both individual and corporate pension plans.
With so many changes taking place in the pension marketplace and numerous pensions under-performing, it makes sense to take professional advice whether you are an individual or corporate client.
As Independent Financial Advisers, we provide unbiased, professional advice based on a whole market overview, and can advise on the best way forward for your specific circumstances.
We can take a look at your existing personal pension and assess whether it will provide the necessary returns you require, or whether you should consider changing funds or your provider. If you are starting a new pension, we can look at the options available to you and advise on the best route forward, whether this is a Stakeholder, Personal or Self-Invested Personal pension (SIPP).
We also advise on group pensions, looking at the many options available and the most tax-efficient solutions including Occupational Pension Schemes, Group Stakeholder Pensions, Group Personal Pension Plans, and Small Self-Administered Schemes.
We can also assess existing arrangements for compatibility with the new Auto Enrolment requirements, and explain how to retain and reward staff through Salary & Bonus Sacrifice schemes.
It is essential to take professional advice when the time comes to crystalise your retirement funds, whether you chose to purchase some form of Annuity or take the Income Drawdown route. As there are so many options available we can advise what your best option will be bearing in mind your personal circumstances at the time of your retirement.