Life Insurance and Critical Illness Cover
However well we plan for the future, no-one knows what is around the corner, which is why it makes sense to take out life insurance and critical illness cover safeguarding your loved ones in the event of your death or if you suffer a serious illness.
Life Insurance provides cover in the event of your death, ensuring that your family and dependents receive a lump sum or a regular income to help them meet such outgoings as loan repayments, childcare or mortgage repayments.
Critical illness Cover
Critical illness cover provides a lump sum if you suffer a serious illness such as a heart attack, cancer, stroke or MS which can be used for whatever purpose you want such as clearing an outstanding mortgage or perhaps adapting your home if needed.
Both of these types of cover can also be used for Companies who have key personnel or Directors whose death or serious illness could have damaging consequences to the business. Partners and shareholders might also consider these covers where funds could be provided to ensure continuity of the business in the event of a claim.
As Independent Financial Advisers, we will provide you with unbiased, professional advice, based on a whole market overview, ensuring we provide the policy and level of cover that is right for your individual circumstances.
With access to leading UK providers, we can arrange the optimum level of cover, providing exactly the benefits you require, at a competitive premium, and giving you the peace of mind that should the worst happen, the financial implications won’t add to the burden for your loved ones.