Business Combined Insurance
A Business (or more commonly called Commercial) Combined policy provides a range of insurance protection on a single policy, provided by one insurer, with one renewal date.
Typically the policy would include, but not necessarily limited to, the following cover sections; material damage (covering business assets); business interruption; public and products’ liability; employer’s liability; goods in transit; and money.
Having all covers under a single policy not only simplifies the process, with one annual renewal date, but also ensures there are no gaps or overlaps, as one insurers provides all cover. It also leads to economies of scale for the insurer, reflected in the premium levied.
Baxters will be happy to discuss the benefits of a Business Combined policy with you and whether it is right for your business.